Orchard Bank Classic MasterCard®
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| Ongoing APR | Setup Fee | Annual Fee | Credit Bureau Reporting | Credit Required |
|---|---|---|---|---|
| As low as 14.9% | $0 | $49.00 | Yes | Bad Credit OK |
Creditnet's Review
New to the family of Orchard Bank cards is the Orchard Bank Classic MasterCard®.
Orchard Bank has long been known to issue credit cards to those who traditionally may not have qualified for credit. Whether you have damaged credit or restored credit, little credit or no credit at all, Orchard Bank is dedicated to educating you about obtaining and managing credit and giving you the means to apply those principles.
Orchard Bank is highly regarded by its cardmembers because of the outstanding customer service they provide, their modest fees, and their focus on educating their cardmembers.
Orchard Bank continues to be a leader in the 'under-served' credit industry.
Now you can begin building or rebuilding your credit status with a Classic card. See below for some of the many benefits the Orchard Bank Classic MasterCard® provides:
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill Pay
- Periodic credit limit increases
Overall, the Orchard Bank Classic MasterCard® is another great card offered by Orchard Bank to help those people who need it the most. Orchard Bank has helped millions of people increase their credit score and get back on track. You've got nothing to lose and everything to gain with the Orchard Bank Classic MasterCard®.
* Offer details may have changed since the last update of the information on this page. Please see Fees, Terms & Conditions for updated and complete information.
| Intro APR: | n/a | ||
| Intro Period: | n/a | ||
| Ongoing APR: | As low as 14.9% | ||
| Default APR: | 29.49% | ||
| Balance Transfers | Cash Advances | ||
|---|---|---|---|
| Intro APR†: | n/a | Intro APR†: | n/a | Intro Period: | n/a | Intro Period: | n/a |
| Ongoing APR: | As low as 14.9% | Ongoing APR: | 14.90% |
| Default APR: | 29.49% | Default APR: | 29.49% |
| Transfer Fee: | 5% | Advance Fee: | 5% |
| Min. Transfer Fee: | $10.00 | Min. Advance Fee: | n/a |
| Max. Transfer Fee: | n/a | Max. Advance Fee: | n/a |
| †Must initiate transfer: | n/a | ||
| Other Rates | Credit Line | Penalty Fees | |||
|---|---|---|---|---|---|
| Currency Conversion: | 3% | Min Credit Line: | n/a | Late Payment: | n/a |
| Min. Finance Charge: | $0.00 | Max Credit Line | n/a | Over the Limit | n/a |
| Returned Payment | n/a | ||||